" With this he shook hands with his
friends and departed, for it was evident Francis had some private
business with the old man.
When they were alone, Francis said:
"You know, Mr. Palmer, that we Pennsylvanians stand together. I have
undertaken to settle up Cummins' affairs. I find you hold his note for a
thousand dollars."
"I do. Lent him the money when he made a fresh start a few years back.
But I supposed I stood to lose it when the robbers took Cummins' gold
the other day. I certainly could afford to lose it."
"Well, you don't have to lose it, Mr. Palmer. Cummins left mining stock
at the bank in my care that will more than cover the debt. The fact is,
I borrowed the value of the stock from him. Strictly speaking, I got him
to put a couple of thousand into a paying proposition; and he left
everything in my hands. So I am going to get you to cancel Cummins' note
and to take mine instead."
"Francis, you are an honest man. The money is no great object with me.
But because I have found out that honesty is a thing that ought to be
encouraged, especially among friends, I will take your note and cancel
the other."
So this business was settled.
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